CHALLENGES AHEAD

Despite its potential, the DRC remains a fragile state. 3NITY CONGO is addressing some of the pressing needs of the country.

What we observed
  1.  Difficulties for local financial institutions to act as a catalyst for change for bankable SMEs. Microfinance lenders are focused on loan de-risking mechanisms as opposed to actual assessment of SME borrowing capability.
  2.  Lack of reliable financial information on the borrowing SMEs linked to poor digitalization within these businesses and hence, market data.
Challenge and opportunity

How can WE instill an equity investment culture in the DRC while being aware of the early-stage capital markets (currently promoting debt instruments)?